Terms of Use

Educational material, not advice

Everything on this site is educational material. It is not advice, not a recommendation and not an offer to buy or sell any instrument, and it is not tailored to your circumstances.

CFDs on gold carry a high risk of loss and most retail accounts lose money. Leverage, including the up to 1:200 available via the offshore entity that serves Nigeria, magnifies both gains and losses, and a cap is not a setting to aim at.

What Oyo Options Provides: Gold Pricing Information, Not Personal Trading Advice

Oyo Options is an information resource that explains how gold (XAU/USD) trading works, including contract sizes, pip values, margin mechanics, and platform features. We publish educational material for readers in Nigeria and do not provide personal investment advice, portfolio management, or trade signals. Nothing on this site tells you whether to buy, sell, or hold gold. Every figure we cite, such as the reference price of 4275.0 or the margin example for a 0.10-lot position, is for illustration only and must be verified with your broker before you act.

This site is not a broker, dealer, or fund manager, and it does not execute orders or hold client money. When you trade gold through FxPro, your account is with FxPro Markets Direct Costa Rica Latam SRL, not with Oyo Options. We do not receive your deposits, cannot access your account, and have no role in setting spreads, commissions, swaps, or leverage. Any decision to open an account or place a trade is yours alone, made after reading the broker's own legal documents and, where appropriate, seeking independent professional advice.

The information here is general and cannot account for your financial situation, experience, or risk tolerance. Gold trading is high-risk: leverage can magnify losses as well as gains, and you can lose more than you deposit if you do not use risk controls. We do not guarantee that any explanation is error-free or suitable for your needs. If you are unsure about margin, pip value, or the effect of leverage on a XAU/USD position, treat this site as a starting point for your own research, not as a substitute for regulated advice.

Limits of Liability: What Oyo Options Is and Is Not Responsible For

Oyo Options is not liable for trading losses, missed opportunities, or any financial outcome that results from using this site. Our content is educational, and you are responsible for verifying every figure, including the reference price of 4275.0, the contract size of 100 oz per standard lot, and the margin example of about $85.50 for a 0.10-lot position at 1:200 via the offshore entity. Market conditions change, and a number that was accurate when written may be out of date by the time you read it.

We do not control and are not responsible for the acts or omissions of any broker, payment provider, or platform. If FxPro changes its leverage cap, funding methods, or platform availability, that is a matter between you and FxPro. We cannot resolve disputes, reverse trades, or recover funds. Any claim about a broker's licence or registration should be checked directly with the relevant authority, including the SEC Nigeria register of capital market operators, before you deposit money.

To the extent permitted by law, Oyo Options excludes liability for indirect, incidental, or consequential losses arising from your use of the site. We do not warrant that the site will be uninterrupted, secure, or free of errors. Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you. Nothing here limits liability that cannot be limited by law, including for fraud or deliberate misconduct by Oyo Options.

Governing Law: Which Legal Rules Apply to Your Use of This Site

These terms are governed by the laws of the Federal Republic of Nigeria, and any dispute about your use of the site is subject to the non-exclusive jurisdiction of the Nigerian courts. This applies to the educational content, the affiliate disclosure, and the liability limits described on this page. It does not govern your trading account with FxPro, which is a separate contract between you and FxPro Markets Direct Costa Rica Latam SRL under the terms that entity provides.

Because the broker serving Nigeria is FxPro Markets Direct Costa Rica Latam SRL, the regulatory protections around your trading account may differ from those of a Nigerian-licensed entity. The caveat we repeat is: FxPro is licensed by the FCA (UK), CySEC and FSCA; confirm any broker on the SEC Nigeria register of capital market operators. Oyo Options is not regulated by the SEC Nigeria or any other financial regulator, and we do not hold client funds or provide regulated financial services.

If any part of these terms is found unenforceable under Nigerian law, the remaining parts continue to apply. We make no representation that the site is appropriate or available in countries outside Nigeria. If you access it from elsewhere, you do so on your own initiative and are responsible for compliance with local law. Nothing in this section prevents you from bringing a claim in a court that has mandatory jurisdiction over the matter.

Affiliate links and your relationship

Some links on this site are affiliate links, which means the broker may pay us a referral fee if you open an account through them. That fee does not change what you pay the broker and does not buy a rating.

Your relationship is with the broker, not with us. The account, the funds, the platform and any dispute sit between you and the broker, and you should confirm any broker on the SEC Nigeria register of capital market operators before funding an account.

Figures are dated and must be verified

Figures on this site are dated and must be verified with the broker before you rely on them. Contract specifications, margin requirements and funding routes can change, and a number read on one date may not hold on another.

For reference, 1 standard lot of gold is 100 oz and one pip is 0.01, with a reference price of about 4275.0. At up to 1:200 via the offshore entity, a 0.10-lot position needs about $85.50 margin, but confirm the current figure in the broker's own documents.

Affiliate Links and Compensation: Full Disclosure of How Oyo Options Earns Revenue

Oyo Options earns money through affiliate links, which means we may receive a commission if you click a link to a broker or service and later open an account or use that service. This compensation comes at no extra cost to you and does not change the price you pay. We do not charge readers for access to our educational content. The commission is paid by the broker or service provider, typically after you meet their own eligibility conditions, and it does not give you any additional benefit or discount.

Affiliate compensation may influence which brokers we write about, but it does not determine what we say about them. We aim to describe facts as they are given to us, including the regulator caveat for Nigeria: FxPro is licensed by the FCA (UK), CySEC and FSCA; confirm any broker on the SEC Nigeria register of capital market operators. We do not invent spreads, minimum deposits, or leverage ratios to make a partner look better. If a number was not supplied to us, we say what it depends on rather than guess.

You are not obliged to use our affiliate links. If you prefer, you can visit a broker's website directly, and your experience and costs will be the same as far as we know. We cannot see your account activity, your deposits, or your trades, and we do not receive information about you from the broker beyond what is needed to attribute a referral. Any relationship you form is with the broker, under their terms and their regulator's rules, not with Oyo Options.

How Updates to These Terms Are Published and How You Can Track Changes

We publish changes to these terms by replacing this page and updating the effective date shown at the top. There is no separate email alert or account notification because Oyo Options does not require registration to read the site. If you want to track revisions, check this page periodically and compare the effective date. We do not backdate changes, and we do not remove previous versions from the public record unless a legal or technical reason requires it.

A change may reflect a new affiliate partner, a correction to a figure such as the margin example, or a clarification of the liability section. We do not announce every edit in advance, and we do not guarantee that the page will always show the most current broker terms. For broker-specific terms, including leverage caps that one review cited as 1:30 or 1:20 but which were conflicting and not verified at review, always rely on FxPro's own documents rather than this site.

Continued use of Oyo Options after a change is published means you accept the updated terms. If you do not agree with a revision, you should stop using the site. We keep the language plain so you can see what changed without legal training. Where a change affects how we handle affiliate compensation or liability, we aim to describe it directly in the relevant section rather than bury it in a general notice.

Your Responsibilities When Using Oyo Options Content and Broker Links

You are responsible for checking every fact before you trade, including the instrument code XAU/USD, the pip value of 0.01, and the contract size of 100 oz per standard lot. The reference price of 4275.0 is a dated illustration, not a live quote. If you use our margin example, remember it assumes 1:200 via the offshore entity and a 0.10-lot position needing about $85.50; your own margin requirement will depend on your broker's current terms and your account currency.

You must also confirm that any broker you use is properly registered for your jurisdiction. For Nigeria, the check is the SEC Nigeria register of capital market operators. The caveat we provide is: FxPro is licensed by the FCA (UK), CySEC and FSCA; confirm any broker on the SEC Nigeria register of capital market operators. Oyo Options cannot verify a broker's status for you, and we do not endorse any entity as suitable for your circumstances.

Finally, you are responsible for securing your own accounts, devices, and payment details. Funding methods listed for Nigeria include local NGN bank transfers, Visa/Mastercard debit cards, e-payments, and crypto. We do not process any of these, and we do not ask for your bank details, card numbers, or wallet keys. If someone claiming to represent Oyo Options requests money or credentials, treat it as suspicious and verify through the broker's official channels.